Financially blessed but artistically bankrupt for a good two decades by even the most generous estimation, Phil Collins has announced that he is effectively retiring from the music business, stating that though he will probably never stop writing, he has no plans for any further recording or touring.

Could his recent reunion tour with post-Peter Gabriel-lineup Genesis have had a little ghost-of-Christmas-past effect on Collins, bringing him face to face with the horror he wrought on the world via "Invisible Touch?" Has scoring one Disney flick too many put him at some kind of spiritual crossroads? Whatever his motivation, soccer moms the world over are weeping into their windbreakers right now to the soaring strains of "Against All Odds," and everyone who ever played air drums to "In the Air Tonight" is already scanning upcoming celebrity golf tournament listings with breathless anticipation.